Why Prioritize Employee Health?
Employee health is a critical factor in workforce productivity and engagement.
A Holistic Approach to
Health & Productivity
Leveraging extensive knowledge in building successful programs that minimize absence and maximize productivity, Tugman Consulting helps employers better support employees throughout the continuum of work and life events.
Through a psychosocial approach to absence and a people-first strategy that fosters job satisfaction and engagement, we help employers manage the full spectrum of employee health and productivity needs to optimize work outcomes.
Employers who focus on a holistic view of employee wellness see lower absenteeism, higher engagement, and improved retention.
We conduct workforce health assessments to identify your most pressing challenges and provide personalized guidance to help you support your employees at every stage of their career.
Optimizing Stay at Work
Enabling employees to remain engaged at work can go a long way towards reducing absence.
We offer best practices and strategies for creating a psychologically safe culture that empowers employees, as well as insights and training on delivering job modifications or accommodations to enable employees to remain productive.
Reducing Absence & Lost Time
Absence can have a real impact on a business, affecting productivity, employee morale, and ultimately the bottom line.
We work with employers and insurers to identify potential gaps in their policies, benefits programs, communications, and more, offering strategies for removing barriers to work in order to maximize employee productivity and engagement.
Promoting Return-to-Work
Employees facing an illness, injury, or a disruptive life event may delay returning to work if they are unprepared or overwhelmed by the process.
Leveraging extensive expertise in the psychology of disability, we deliver transitional return-to-work strategies and programs for bringing employees back to work seamlessly and sustainably.
Services
Employers
Employee Health
Workforce Data Analysis
We start with a thorough assessment of your available data - both quantitative and qualitative - including, disability and absence, healthcare, pharmacy, employee engagement, retention, and other relevant areas to your business. As a result, you receive a set of actionable solutions including an implementation strategy and support, ongoing monitoring of program progress, and analysis of outcomes from baseline data.
Workforce Productivity
Accommodations Consulting
Transitional return-to-work is the foundation of a solid health and productivity solution. The question employers often fail to ask is "What is the minimum output needed from an employee to consider them productive?"
This, however, is the key question to answer to determine a policy and practice that returns employees to work in a timely and productive manner. It's also helpful to creating a dividing line between transitional job modification and the need for more long-term accommodation.
Absence & Disability
When an employee's struggles lead to productivity challenges or force them to leave the workplace due to injury or illness, it’s essential to recognize this as a psychological event. Failing to acknowledge and address the cognitive processes that naturally arise in these situations makes it less likely for the individual to return to work.
Tugman Consulting can work with your insurance carrier to help them understand the principles of the psychology of disability and assist you in following best practices to engage employees in their recovery journey back to full-time, full-duty.
Based on our proprietary research, we leverage a cognitive-behavioral model that outlines seven key steps. for employers to follow during the return-to-work process. We can help employers play an important role; by staying connected to employees while they are out of work, they can positively impact the employee’s sense of preparedness for returning to work by helping them understand they are supported and safe to take the steps to return to work.
Vendor/Partner Advising
It can be a challenge for HR teams to know how to best navigate and maintain various vendor relationships. With 20+ years of experience in disability management, insurance and vendor partner space, we can help operations teams maximize these partnerships for optimal outcomes.
Insurers
Data Analysis & Custom Research
Keeping up with the changes happening in today’s evolving absence management landscape is challenging. We can work with you to help you provide your employer customers the highest quality absence and disability data analysis packages that consistently include industry-leading, actionable health and productivity solutions.
We can also partner with you on customized research projects that create a competitive advantage and mitigate current and evolving industry and workforce challenges.
Consulting Services
Operations Efficiency & Case Management
For many insurance carriers, constraints on resources and budgets can negatively impact processes if not effectively managed. Identifying the gaps in workflows is important for optimizing efficiences in disability case management.
We assess your operations and offer recommendations based on best practices aimed at delivering improved processes.
Other Services
Strategic Advising
With 20+ years in the disability insurance industry consulting with employers through the evolution of the health and productivity spectrum, Tugman Consulting is uniquely positioned to advise startups as they seek to collaborate with employers and insurers.
We help build a value proposition and deliver actionable guidance on the most effective ways to enter the market. We also specialize in competitive advantage strategies for succeeding in the disability insurance market.
Why Work With Tugman Consulting?
With a unique background combining experience in insurance, research, and counseling, we drive improved outcomes for employers and insurers.
Data analysis that leads to actionable solutions.
A spectrum of health and productivity strategies that maximize productivity and minimize absence
Real time research that addresses and mitigates workforce challenges.

Our mission is to maximize employee health and engagement to reduce absence and optimize workforce productivity.
About Tugman Consulting
Dr. Tugman has been in the health and productivity and workplace mental health industries for over 20 years. Her consulting work with employers focuses on helping them implement solutions that maximize productivity and minimize absence as well as design and implement comprehensive wellness programs that support a psychologically healthy workplace.
She is a Certified Rehabilitation Counselor by training and a Licensed Professional Counselor. Dr. Tugman’s research focus is the psychology of disability and return to work as well as workplace and community mental health. She also serves on the board of the American Foundation of Suicide Prevention, Maine Chapter and is President and Co-Founder of Community Action for Mental Health, a local Maine non-profit.

“Employee engagement is a critical issue for today’s employer.
Research shows that disengaged employees are less healthy and productive and have higher rates of absenteeism or turnover. It is my mission to help employers improve employee engagement and optimize business outcomes.”

Start Optimizing Your Workforce
Let’s Build a Healthier, More Productive Workplace
Contact us to explore customized strategies for your workforce challenges.